Which credit card is the best
Comparing things across rewards, customer support and ease of onboarding. I was looking to apply and don’t know exactly what I should be looking for
Kafkaa
InMobi12mo
Noob question. Why is hdfc infinia so sought after ?
MehnatiEmployee
Stealth12mo
Because it's the top most card from HDFC which is the market leader in credit cards + it offers amazing benefits like minimum 3.3% rewards points on all purchases which goes upto 33%. Meaning you get things (T&C Applied) at 1/3rd price.
https://cardinsider.com/hdfc-bank/hdfc-bank-infinia-credit-card/
Kafkaa
InMobi12mo
Okay, so high reward points + good complimentary benefits like movie tickets/airport lounge access/golf games etc.
Although I see all this coming at a yearly fee of 12.5k. As someone who fulfill the entry requirements of this card but has low credit card spend (8k-10k monthly), not sure about the usability of hdfc infinia in my scenario.
CouchPotato
Amazon12mo
The minimum requirement is 42 lakhs annual income right 🤑🤑
Akaza
Stealth12mo
That is true
jake_peralta_B99
Freelancer12mo
Not really. It's only for new to bank. If you do have existing card of hdfc, income criteria isn't checked. You can ask for upgrade to this card if you have done 5L spends in last 6 months and you have reached floor limit (8L) in your existing credit card
JohnnieWalker
Stealth12mo
Use smartbuy Infinia for all your travel bookings - 3x 5x 10x rewards on booking through that. Use the same rewards to then book travel through the same platform. Pay insurance premiums using Infinia - multi x rewards for the same. Use priority pass airport lounges in domestic and international airports for free Buy using Flipkart from smartbuy for multi x rewards
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