Your CIBIL scores

In this month alone i got 3 new credit cards. Yes bank approached me saying there’s a pre-approved credit card, which will be the fourth one. This will be the fourth enquiry on my CIBIL this month, but none of them got rejected. Current score is 770+ and age of credit is almost 3y My understanding is having more credit limit will help keep Credit Card Usage index below 20-30%. Is this correct?

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I hit 803 Credit Score. Key learning: 1. Utilizes 5 - 10% of credit limit. 2. Never missed any bill payment and paid on fixed dates 1 - 3 of every month. 3. No active loan, privious loan payments are on time. 4. Make a increase in credit limit 2 times in a duration of 2 years

How legit is the CIBIL score because I can clearly see it’s not up to date even in the latest report by GPay and credit card utilisation is lower than the current balance ( good for me lol) but I’m also worried this wrong info gets reported to banks. Anyways to check more precise scores for free? Or do I raise a complaint with CIBIL.

Woke up to mail that CIBIL score was updated I have not applied to any credit products in this year How can I check who requested this? Could this be a loan scam on my name?

I took shit tons of buy now pay later during my college days and couldn't really pay on time, now my credit score dropped to 540, how do i improve this? i am still in my final year so i have a year to improve, would love to know insights about this, what should be a decent credit score by 2024 june keeping in mind my score now & that i have cleared all the bnpls

How to increase my credit score , it had fallen due to Over utilisation of Card ♦️♠️

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??