Credit cards for someone with ~1lakh income
Please tell good credit cards for the above criteria, if y’all suggesting hdfc, which one in it?
You also watch for HDFC REGALIA GOLD CC, ICICI RUBYX CC/ AXIS PRIVILEGE . CCAlso they have organisations offers too. Check directly offline with HDFC Bank / ICICI BANK / AXIS BANK.
HDFC & AXIS has much tie-ups with e-commerce (amazon, myntra, ajio, etc) websites for discounts & offers.
UsedSundae
Stealth
6 months ago
It depends on what services you frequently use,
Do u use Zomato frequently, or amazon, or flipkart, or any other things, so the answer varies accordingly
I use zomato and swiggy definitely more than amazon and flipkart. Im more of an offline buyer when it comes to, how do i say, not-food
If you use Swiggy often, then the Swiggy HDFC card is definitely worth it. Also ICICI Amazon Pay card gives good Cash back if you regularly purchase from Amazon. Otherwise general spends I haven’t heard HDFC Infinia is the best but it’s difficult to get it for free
ICICI Amazon is literally lifetime free and unlimited cashback on Amazon, for the others see from HDFC which one you are eligible for. Don't apply to multiple banks at the same time, then ur enquiry counter will go up and the algorithm overlords will think you are short on cash.
For HDFC - check for Tata Neue Infinity Hdfc credit card, you get 10% neucoins on shopping from Tata apps like Croma, bigbasket, 1mg, Cliq, etc
1 neucoin = ₹1
