If you are new, don’t understand investing much and need to build from scratch - ET Money is excellent. 
  
 However, a financial plan is not just investment.  It’s atleast also risk cover (health& life insurance) & goal setting (when you need what quantum of money).   
  
 Engage a certified financial planner when you are ready.

At least for next 3 years ill go with ETmoney, is that good?

Software Engineer

Sales manager

You should learn investing by watching the videos at Sovrenn.com/education It’s completely free of charge and perhaps the best content out there on investing

I use indmoney, works like charm. 
 Never used etmoney, can't compare

I was looking into ETmoney, is that a good app? And is ETmoney genius a good thing to buy? If not what app i should use?

Starting to invest, looking for apps to do it