Self employed folks, where do you get your credit/loans from?
Would like to avoid credit cards (cancelled my last one, can't get new one anymore either since self employed apparently) and use something that preferably has less than 15% rate of interest. Haven't been able to find anything useful or reasonable yet. Indmoney offering 1L at 2% per month/24% per year.
Self employed folks can and should get loans and credit cards provided that they have ITRs for the last 3 consecutive years and have all the documents of the self employment (payment from employer/client in case of freelancing, current account, licence, GST etc for business etc )
0 loans till date. Multiple credit cards though. Love credit cards more than anything, but very careful about the spending
