TLDR: Folks in r/CreditCardsIndia have found massive marketing gimmicry by Cred's marketing campaign where they're paying people's credit card debts
Dude who gives Cashback these days ? You are in that cycle where you expect returns for every thing you do. Come out of it and consider it as a application which helps you to attain financial discipline
Mr or Ms Student please come out of your cycler of being oblivious because the world of maximising returns is way larger than you think. HDFC gives 1% cashback on credit card repayment alone!
I fail to understand why people hold cred in such high regard. So much promise, so much advertising, yet no real value for the customer. Their UI is a mess honestly. Takes so much effort to navigate that hell of a musuem that mr shah has...
Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves.
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I feel cred is doomed and just trying to increase its value. And the end goal is to sell the cred to someone with h...
