ZestyQuokka
ZestyQuokka

CIBIL Score accessed by someone, how to check

Woke up to mail that CIBIL score was updated I have not applied to any credit products in this year

How can I check who requested this? Could this be a loan scam on my name?

13mo ago
BubblyCupcake
BubblyCupcake

Use Gpay. Free to check cibil score, and it also shows who queried for it as well

ZestyQuokka
ZestyQuokka

Okay I tried this, last request was done in Dec 2023. This is weird

QuirkyMochi
QuirkyMochi
Nokia13mo

Doesn't checking it reduces it? I was told this by my bank when I was going for a loan.

GigglyBiscuit
GigglyBiscuit
Zomato13mo

Even I got a mail from ckycIndia -

“Your KYC record ******* registered with Central KYC Registry has been updated by KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED on 08-02-2024. Your Current Address, Permanent Address, Photograph has been updated.”

Who the fuck is Kisetsu?

ZestyQuokka
ZestyQuokka

Looks like Japanese company's Indian counterpart

GigglyBiscuit
GigglyBiscuit
Zomato13mo

Ya, but I never applied for any loan recently.

PeppyJellybean
PeppyJellybean

There’s an app called OneScore. You can use it to check your CIBIL Score.

For your use case , there is a section called Credit Enquiry in the app. If someone is taking loan on your PAN, it would get updated there ( though there is often a lag of 1.5 months as credit score is not real time based )

FluffyCupcake
FluffyCupcake
Amazon13mo

No, it’s just regular periodic update. You can ignore the email as sometimes without any update they publish such notifications.

SquishyRaccoon
SquishyRaccoon

Yes. The email can be ignored. For checking the CIBIL score yourself, you can do it easily on PayTM or (now) GPay. There may be other apps also…

SqueakyWalrus
SqueakyWalrus
Student13mo

Don't worry @BiryaniEnthu it's normal. But yeah check once to make sure it's not dropped significantly.

PerkyWalrus
PerkyWalrus
CARS2413mo

Phle Biryani pe jokes Ab Biryani pe scam, not good 🥺

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