Need a credit card with a few benefits. There are a lot of credit cards out there but couldn't find the best one. Recommendations would be valuable.
Requirements of card : Travel + Lounge Rewards Cashbacks
Willing to pay some fees but not like 10k or something.
What are your major spend categories ?
Travel flight,uber etc Rent
Travel >> Get a Vistara Card if you frequently travel from Mumbai/Delhi. DCB/Atlas/Infinia otherwise.
Uber>Buy Amazon pay vouchers and use Amazon pay
Rent> this one's tricky, check if any of the Vistara cards allow rent payments to be counted towards milestones then you get a perfect card. Otherwise check the specific card tncs and pick a card that has some rewards/least charges for rent.
No single card fits your requirements.
sbi cashback is practically best cashback cc and get a hdfc regalia/axis vistara mid for lounge and rewards.
Don't focus on over optimisation.
HDFC Diners Black ICICI Sapphiro
I've been using Amex MRCC credit card for most of my spending which are around ₹20k in most of the months. You can redeem their Membership Reward (MR) points to airlines miles, gift vouchers etc at a very good rate (~10%). Feel free to reach out on WhatsApp to know more details regarding it: 9911626956.
Amex referral (First year free for you + 2000 added bonus points on spends of ₹5000): https://americanexpress.com/en-in/referral/hARShGuqru?XL=MNANS
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