PeppyPretzel
PeppyPretzel

Credit card research

Curious to how much research do you all put in before getting a CC ? What are some of the key things you like for in a credit card? If a new player were to launch a card, what is a differentiator that you think would make you get the card

Lot of questions but would love to know!

16mo ago
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DerpyPancake
DerpyPancake

Usually, if I see some scheme/discount on a credit card, I check it out and if its free to apply, I apply ¯_(ツ)_/¯

FluffyNugget
FluffyNugget
Plivo16mo

If there’s a missing category of expense which have now become more like e.g. fuel. And my current CC isn’t giving much benefit there then I look for the best in that category. And if possible that could be coupled with some other category too

QuirkyJellybean
QuirkyJellybean

SBI hpcl is der for this

DizzyLlama
DizzyLlama

Why do you want to know?

DizzyLlama
DizzyLlama

Are you starting a company? Are you the new player?

WobblyBanana
WobblyBanana
IBM16mo

I woukd definitely love a credit card that reminds me upfront about my due date though if the credit card charges for it I will be very happy to pay for it.

Also easy to find offers my current credit card it is an pain to find out what offers my credit card has it should not be so difficult

BouncyPancake
BouncyPancake

Rewards and perks is what I look for when applying.

Customer support is also a point to consider. While making big purchases you don't want to use a card that may not credit the rewards on time or support is difficult to reach in case transactions have any issues.

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by GoofyPickleStealth

Which credit card is the best

Comparing things across rewards, customer support and ease of onboarding. I was looking to apply and don’t know exactly what I should be looking for

Comments
user

Yaar bc search function use karlo. 1000000 threads hai CC pe. Uspe lelo gyaan.

Personal Finance
by DerpyJellybeanWestern Digital

Credit Card Suggestions

I want to apply for credit cards but I'm not sure which one I should be apply for. Can you suggest me with credit you guys use and found them useful in terms of benefits and stuff. And in general what all should I consider before choosin...

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user

Simple formula: Have 1 no BS cashback card. Amazon ICICI especially if you're a prime member. HDFC swiggy if yo...