Credit Card Recos Grapeviners
Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.
I was checking my credit card rewards and realised that HDFC gives 4 points for every Rs150 spent.
Now I have a decent amount of credit card expenses every month but the majority of my transactions are less than 150. I spend a lot buying snacks, soft drinks and energy drinks from a shell store near my office.
Is there a way like using any buy now pay later product and then pay that from my credit card? Or Is there any credit card which can give a similar level of benefits and also account for small transactions as well?
Additional question: How is the Rupay or one credit card?
I would say withdraw some amount to Paytm wallet using Credit card and then use the wallet for payments at stores.
HDFC tata neu infinity(rupay)- 1.5% cashback on UPI merchant spends For other transactions, SBI Cashback credit card - 5% cashback on online spends.
Go to TechnoFino or CC Twitter. You'll find great info, mostly at TechnoFino community. FYI, not affiliated with them, TF Community got me into credit cards last year, have extracted close to 20k cash value from them. Also, if you prefer videos, YT has many good YTbers as well, just don't fall for any referrals scams or overly positive reviewers.
And if you can provide your monthly spending distribution, I can suggest a couple cards. Currently best in terms of rewards is Infinia after the Magnus Deval.
Go for Amazon Pay ICICI card
Go for SBI Cashback card for shopping and Airtel axis credit card for bill payments, swiggy/zomato/bigbasket.
Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.
I have the following CCs
ICICI Amazon is hands down the easiest card to use.
I currently have these cards:
I'm not able to decide on a good credit card. Can anyone suggest one this to me? My spends
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