SparklyNoodle

Swiggy

Credit card? Which one to get?

What is the best credit card that I should apply for?

9mo ago

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SleepyBanana

PhonePe9mo

Hdfc toh matt lena, kuch nahi milta wapas discount mein

PeppyNarwhal

Swiggy9mo

HDFC Infinia is literally one of the best cards out there.

SparklyNoodle

Swiggy9mo

Infinia has some very strict income criterion. Isn’t it?

JumpyDonut

Optum9mo

If you need it for daily usage and use amazon decently , get amazon pay icici. Get IndusInd rupay for ur UPI payments .
If you travel more , there are tons of options to customize accordingly to ur fav bank and fee options.

SillyCupcake

Walmart9mo

How is CC related to UPI payments? Aren't UPI payments linked to Banks?

FuzzyMuffin

Stealth9mo

Which indusind rupay ?

PeppyNarwhal

Swiggy9mo

Too naive of a question. Depends completely on your spending habits and obviously your income. Each category will have a suitable card which will give you the maximum benefit.

SparklyNoodle

Swiggy9mo

What do you think about the Swiggy hdfc credit card? I spend mostly on amazon flipkart myntra swiggy and makemytrip in this particular order

PeppyNarwhal

Swiggy9mo

Swiggy HDFC is also good. If you don’t need lounge access, you can go for it.

MagicalNugget

Linkedin9mo

Infinia! Points have 1:1 redemption when booking flights!

SparklyNoodle

Swiggy9mo

Infinia card is difficult to get. Any other card that you would want to recommend?

SleepyBanana

PhonePe9mo

Not sure but check idfc cards, at many places I am seeing offers on idfc cards

WobblyNarwhal

Stealth9mo

I would recommend three cards -

IDFC vistara - free flight tickets on hitting milestones + Club Vistara sliver membership + airport Lounge access + Free golf lessons
Amex MRCC - You get 1k bonus points on spending 1500 * 4, and get 1k on crossing 20k in a month. Can redeem 18k points for a 8-10k voucher.
HDFC Swiggy - in case you tend to order food / groceries a lot, also need a backup card just in case.

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