I worked hard to get home loan and paying it on time but had a few important things to do and due to that I had a debt of few lakhs ! Now in a bad situation though if I get time I will be able to repay all of them. Lenders are not ready to give time. Any genuine advice which can help me to get few months of time so that I can repay one by one !
Note: situation of my cousin who stay in kolkata with family and work in one of the MNC. Personally I helped him with some money though debt is high so seeking some advice for him to get some time to repay. Thanks !
Pay debt with highest interest first such as bnpl or credit card and avoid defaulting such debts. For long term debt the interest rate is cheapest so try increasing tenure by talking to lenders but after a time period increasing tenure does not reduces emission so keep that in mind.
*emi
Thanks will share with him
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