I am almost 31 now. Usually in our families, by this time, married couple is having a kid at least. We don’t want to have kid only because i work in startups. Last 2-3 years were tough from job security point of view and I don’t want to get into a situation when I don’t have job to support the family and kid or I need to change locations frequently because of jobs. Is this common for more folks? Thoughts?
PS - I have emergency fund of 6-8 months.
Minority view... If given a choice, would you want to be born in your house... You are working, means no generational wealth to rely on. You yourself feel your job is not conducive to raise children. Your emergency fund is just 6-8 months (sorry to sound rude but that's not much, and will burn through with kid expenses). There must be more things that you have not shared with us. At the end of it if doesn't sound great, why would you want to bring another person into existence and force them to lead a life which is middle class, mediocre, already over populated society...
If everyone in India thought that way, our population gets controlled within a generation. This is gold!
Terrible advice. You are assuming that OP's current situation is a strong predictor of his future situation. In the future, things could be anywhere between excellent and disastrous with or without the kids. The same applies to you. You could become destitute tomorrow. Would you commit suicide to forestall that possibility?
Your wife's age matters more than yours. Older she gets, lesser the chances of pregnancy and equally higher chances of complications.
Btw, if you have a kid by 35, forget retirement ever because you will be 58 when he just graduates.
I had my first son when I was 34 and second when I was 36. Wife's the same age as me. We got married when we were 26 so we waited 8 years to have our first child. We are both from a third tier city so you can expect the level of overt and covert societal pressure. However, we decided to have kids when we were mentally ready (financially you will always feel that you are not ready) and it has been great so far. One important thing to note is that pregnancy can get complicated as age progresses but since your wife is 28 you guys can easily take a couple of years to decide.
What is your wife's age ?
She is 28.
Then u have lot of tine
I’m 30 YO. My CCTC is 15 LPA I have my own home in a TI city. Hence I don’t have to pay any rent. I current SIP amount is 30,000 per month I started investing in 2021 and have been increasing my investment amount by 10% every year. I wi...
The things you will take care of or do after the layoff
Is it just me or is even a job at the best Tech companies just don’t make any sense for women?
There are always women who have great family support or husbands that are understanding and encouraging. But generally why does it seem li...
Hmm, someone I know has more than 10+ patents(ex-broadcom), is a tech evangelist and an implementation advisor for a ...
Just met a dear friend with 10+ yoe and earning 33L per anam.
He doesn't want to get promoted or salary hike as he is getting enough as per need and wants to have good WLB. He is accumulating a 3cr corpus and planning to retire in 10...
That dude has understood life, i’m 25 will do the same
