The only blanket assumption here is - “updating materialistic things” add to the joy.  
  
 Everyone has a different definition, some people find joy in passing wealth to next gens, others find it in donating.  
  
 There’s a fundamental difference between how west (or blind) thinks of money against how we (specifically middle class Indians) think about it. I will give an interesting case : Western formula of % Equity allocation  = 100 - Age isn’t valid for India. Here, allocations can be passed to generations and compounding benefits can be derived very well.

Mostly it talks about experiences except for the last paragraph.  
  
 I do agree that diff people find joys in diff things but I tend to agree with this post. Cheers

Product Manager

I know many of folks will say save and all and I do agree but don’t miss out on the joys of life.

Save and have fun. At least that’s why you are busting your

I know many of folks will say save and all and I do agree but don’t miss out on the joys of life.

Save and have fun. At least that’s why you are busting your ass working insane hours, or under a dumb/arrogant/shitty boss or in a shitty company or in a demanding role.

Best post on handling money

Best post on handling money- Grapevine

Welcome to Personal Finance's Private Community

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself.

1. Working in consumer finance.
2. Love personal finance and helping people out with it.
3. Have published 10,000+ pieces of financial content in the mainstream media.
4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 
5. Lately been appearing on TV regularly for personal finance discussions.
6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned.
7. My unrealised aspiration is travel and I'm working on it now.

No, I'm not selling anything. No commissions, no referral links, no finfluencing. 

Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :)

Ask me anything.

Let's talk money habits.

Corporate strategy

Turned 22 today. :) 
Saw a similar post on GV, men (in 20s) asking men (in 30s or so) to help their bros out with advice. 

Doing a female version of this, but keeping it open. Would love to learn from your experiences, mistakes to avoid, career advice, relationships, health, wealth, etc, whatever you've learnt most from.

Early 20s advice

Digital Marketing

My last salary was 53,000 per month. Now after switch I am making 1,10,000 per month. 
Last year. I was living in a Rs.10,000 room but I want to move to a better place in about 20 to 25,000 budget because now my salary is 1 lakh+ but I don’t think that is the best thing to do because you shouldn’t increase your expenses along with your income, or you will not end up￼ saving anything.
But I feel like if I am moving out of my home to live in a different city ( Bangalore ) then I should be living nicely

￼What should I do here? Also, Did your expenses increase as a bachelor on increasing salary?￼

Increasing expenses on increasing income 💸

Software Engineer

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Not sure how to spend the money that i make

Welcome to Office Gossip's Private Community

What is that one piece of advice you’d give your younger self or someone who’s starting off now after working for a few years. 

Mine would be that despite the hunger to prove yourself always take the time off to enjoy your success both personally and with people close to you. 

Time is something you’ll never get back.

One advice you’d give yourself now after having a few years of work exp

Assistant Manager

Am I being overpaid?
I am a backend engineer with 7 years of experience. I've been rejected by multiple organizations during salary discussions. They mentioned they can't provide such a high salary. Are my expectations inaccurate?

Current CTC: 45 LPA
Expected CTC: 54 LPA
Designation: Team Lead, Backend

Salary Reflections: Am I Overpaid?

Team lead

Hi, I have recently graduated and now I'm going to start my career as a software developer. Can you suggest me with resources  for managing finances along with taxes and how to do investments or guide me how I can manage my expenses by giving some tips?
 
My base is around 14Lpa. 
My rent is around 25kpm. And monthly necessary expenditure of around 15kpm.
I am not that well-versed with taxes also. I'm learning about them. Currently I invest 3k in MF every month.
I would like to your suggestions and advises for the same.

Personal Finance Tips for fresher

I got 100% hike. I joined an abroad company. Now my salary is 30 LPA. Any serious answers what should I do? I don’t want to be reckless with so much money.

100% hike. Now don’t know what to do with so much money 😂

Growth Manager

I am a final year student who would be graduating in next few months , many of you guys were at my place few years back and I am gonna through same stage of age that you all already went through , what piece of advice would you like to give me regarding finances, career , relationship and most crucial aspects of early 20s to early 30s as per experience that you gained . Dos and don'ts... ?

Best post on handling money

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