SillyBiscuit

EPF - Guide me please?

I can't set aside 12% as EPF, but rather plan to go the standard deduction route.

But I still have some money left, lets say. Where can I park it monthly basis which wiuld give me safe returns like EPF?

7mo ago

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WobblyDumpling

1 year FDs give around 7%+ nowadays
While PF is 8.25% I would say FD is good option for your usecase

SillyBiscuit

Thank you

ZoomyNarwhal

What about the direct 30% taxation of FD? Park it in an index fund if you don’t need the money in short term, this is the safest bet.

GigglySushi

Gold ETF

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Curated from across

by JazzyBiscuitStealth

How do you invest your salary?

It's been close to a year since I am earning a salary and this is what I do:

Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount ...

Comments

Following the 50-30-20 rule for 5 years now. Started with a salary of 6LPA fixed. Now at 25LPA. Investing ...

I do the same. Invest 50% in MF(Flexi cap and Index funds) and remaining in 80C instruments here and there. Tip - M...

My girl sucks the most of it, rest in investments

by BubblyMuffinSwiggy

I'm thinking to increase my EPF contribution to the max which is 12% of basic and also thinking to start NPS investment.

since I am just starting out in personal investment domain. I do not possess much knowledge and have been seeing p...

by MagicalSushiStealth

What % of growth does PF provide to the fund? I'm thinking of moving it to a mutual fund. Good idea?

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