SillyJellybean
SillyJellybean

Expense Tracking

how do you guys track expenses? I need to simply know how much I spent since my salary last credited. Where was it spent ..etc

I just read the bank statement of my salary acc at the end of the month. This feels like manual effort. I wish my bank provided a better approach so that we can track these on the fly. But afaik none of the large banks in India have a built in feature in their app to do this.

16mo ago
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ZoomyNarwhal
ZoomyNarwhal
NASDAQ16mo

Try this.
Checkout this post on Grapevine - https://share.gvine.app/iNMFgbrToF8rvs517

Budget transactions seamlessly in 2 steps using siri

This was made by @Doopermind
I don’t budget efficiently, but this has helped me a lot.

SquishyQuokka
SquishyQuokka
Gojek16mo

I don’t track expenses. Investments then, bucketing as per need.

DancingNoodle
DancingNoodle

Been using Bluecoins Android app from 4+ years. One of the best in the market

GoofyPotato
GoofyPotato

I use Easlo Finance Tracker Notion Template. It's a paid template but worth it. I have been using it for the past 1.5 years.

SwirlyTaco
SwirlyTaco

Don't track expenses. It can get very tedious.

Use the envelope method - fix budgets.

ZoomyMuffin
ZoomyMuffin

Splitwise: Long time back, Made a group with myself. Updated every night with expenses and categorise.

I did this for first few months to get a handle and become conscious. Then my spends established automatically. Now I just try to hold my total CC bill down to a number.

JazzyNugget
JazzyNugget
Oracle16mo

Majority of my transactions (~90%) happens on my credit cards, so I use that to track my overall expenses.

PerkyTaco
PerkyTaco

Money manager app

JumpyHamster
JumpyHamster

https://jupiter.onelink.me/9NKR/25eh5br4

Use Jupiter and get your expenses tracked easily

ZippyPanda
ZippyPanda
Cred16mo

Use app called Dime. Or this app called fold money, both are good

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Personal Finance
by JazzyBiscuitSoftware Engineer

How do you invest your salary?

It's been close to a year since I am earning a salary and this is what I do:

  1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount ...
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user

Following the 50-30-20 rule for 5 years now. Started with a salary of 6LPA fixed. Now at 25LPA. Investing ...

user

I do the same. Invest 50% in MF(Flexi cap and Index funds) and remaining in 80C instruments here and there. Tip - M...