Questions form finance industry veteran and Ninjas

With over 10+ years of experience in Product management within the insurance and Fintech sector, I’ve realized that product management is still not understood/defined well as a role. I’m open to all sort of queries.

I have the following CCs 1. HDFC Millenia (it just lost its lounge access ability) 2. HSBC Visa Platinum 3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access) 4. IDFC First Millenia 5. SimplyClick SBI VISA But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc). Request you all to put down your suggestions.

Anyone here that could help me understand about different credit cards and how to utilise their offers? Mostly for travel purposes. Thanks!

I currently have these cards: 1. OneCard(mainly for their partner offers) 2. Amazon Pay ICICI(for payments on Amazon and bill payments) 3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers) 4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies) My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance. Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Suggest good credit cards which you are personally using. Both which are free & have annual charges. Do mention which use case it is best for: -online spends -offline spends -foreign transaction -fuel spends

Please recommend a good credit card ( this will be my first one) which will cover one or more of the following requirements in this order. 1) cashback/discount on flight tickets(lounge access not a priority) 2) Zomato/swiggy discounts 3) Amazon/Flipkart discount cashbacks I realise one card may not cover this. But please recommend the best possible one.

Hey I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks. Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc If I was to apply for 1-2 more cards, which should I go for? I’m 25

I'm not able to decide on a good credit card. Can anyone suggest one this to me? My spends 1. Grocery (zepto, Flipkart) 2. Flights 3. Petrol 4. Occasionally e-commerce 5. Bookmyshow 6. International saas subscription 7. Rent (optional) Yearly spend will be around 4.5-5 lakhs without rent. *P.S - don't suggest Flipkart Axis credit card. TIA

I use an HDFC Millennia credit card and it's giving 1% cashback for online spending. Planning to get another credit card as the current one is not giving any offers. 😤 What are some good credit cards that give good rewards/cashback? 🤑

AMEX is handing out 3 months free zomato gold membership to it's existing customers. I hold MRCC, Gold Charge Card, smart earn and i received 3 months membership individually on all the cards for free!