Does money really come along the way?

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

I’m starting my first job this month, CTC-14L I’m not sure but assuming I’ll get 80-90K in hand Considering the job is in mumbai, the rent and other expenses would be high considering it to be 40-50K (pls tell how much it should be at max) Also how much taxes will I be paying and how to save it max I really need your help, how do I start investing? Can I put all in Small cap MF, what would you advice? What should be the split between Stocks and MF, and in MF how much in which categories? Also it would be great if you can recommend the best 2-3 MF in your portfolio in each categories, and 5-10 stocks for Stock SIP for long term Thank you so much 😭

I'm at a service company working with ETL. I joined here during the pandemic in October 20 due to job necessity. I'm a mechanical engineer and was doing well before this and was planning masters abroad . As I'm away from mech for more than 2Y now can't start again and what I'm doing is not good either and considering growth. I earn below 30k. Even if I switch it won't make much difference. Is it all over for me? Can't make it in life anymore? I'll be 27 in a few months.

I am a middle class boy. Working in Banglore. I am earning 1.5L every month from last 3 yrs. But still I don't have a penny saved. I have to give all my money to my parents. They have huge debts and to avoid extra expenses i am working from home. It is killing my social skill but i am prioritising money over my social skills. I see my friend going to trips all around the world and while me scrolling through Instagram all the time looking at their photos. Still using my college phone and not upgraded to i phone, Uninstalled all shopping apps for unnecessary shopping are some steps I took to save extra money. The point is sometimes i feel proud to help my family to come out of this situation, but in the other hand i am losing the most important time of my life. I really feel this time i pushing me back by 5 yrs and really don't know what to do...

What was your first ever CTC and what's your current CTC with YoE? I'll start - 1.6 to 9.8 in 4 years. This post is intended to give hope to freshers and motivation to experienced folks.

Despite my considerable efforts, I have unfortunately failed at building my startup. I have lost all my savings and incurred a substantial debt from friends and family, amounting to close to 50 lakhs. Additionally, there are credit card debts that have adversely affected my CIBIL score. At age of 29, I have transitioned to a full-time job again that pays 30 lakhs per annum. Navigating through this challenging financial situation seems impossible. Any advice on how to manage this.

I'm a software professional making 50LPA in India. Getting offers from Germany, Spain for 100000 euros per year. What should I choose? Relocating to Europe or stay back in India? How are savings in European countries compared to India? I know quality of life will be better in Europe. But is it true that you feel alone there (being away from family)? Anybody with similar experience?

I will complete 3 years as a professional soon. Quit a Big4 to join a startup for better pay and faster growth but despite putting in my best work and leading initiatives, going above and beyond all the time, my peers are all earning better than me doing similar jobs. i never had a financially aware upbringing. my father put us through hell due to his bad decision making and despite me being very financially savvy, am unable to save any money because im so anxious I tend to spend what I dont have. i had to take up a lot of freelancing to aid my lifestyle but now im busy all the time and have no time to myself. idk what to do. idk how much savings my parents have since I live away from them and dad never discusses his larger financial plans with me. he also does not have a stable job even at his age even though I know he is v hardworking and does his best. i feel i will never have enough money to support my parents and myself and feel like im running out of time. also doing interviews to leave this shitty company as well which is lowballing tf out of me. im not sitting idle at all, trying to startup on the side as well. i workout, eat and sleep healthy, have a great social life. the only problem is money which im constantly worrying about. i feel its a generational curse passed down to me. I know I have 10x earning capabilities but its all so vague and uncertain. I have an amazing support system and I know I can talk to my friends about this too. just thought of coming here first please share stories if youve ever felt this way. open to advice feedback ideas. how did you get out of it? what can I do? what are some business/sales roles that pay really well that I can get into as an ex-big4 analyst? i dont think my current profile translates well anywhere. f*ck this company honestly. probably the worst decision I made coming here :(

This is very new for me to spend 37k on a phone, it is not financially bad decision for me at this point of my life. But people talk about roots, I grew up in a lower middle class family with a frugal mindset. I am confused. How do you folks who came from a similar background and making a okish to decent amount of money now spend on things you always wanted without feeling guilty?

As per the age and my years of experience (2years), is my salary good or i should look for switch to increase it. Let me know your thoughts.