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WobblyNoodle
WobblyNoodle
InMobi

Gains

We have heard so many times that it's difficult to beat the index and people should stick to investing in index mutual funds.

Well I've been doing SIP in selected non-index funds for past 4-5 years and surprised to that I'm comfortably beating nifty 50 benchmark.

How are your gains looking and how long have you been investing?

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13mo ago
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SquishyQuokka
SquishyQuokka
Gojek13mo

Good one Kafkaa. What’s your Portfolio size if you don’t mind me asking? You can speak in ranges if you want.

WobblyNoodle
WobblyNoodle
InMobi13mo

40 - 45 L

SquishyQuokka
SquishyQuokka
Gojek13mo

Good on ya and how long have you been investing?

JumpyTaco
JumpyTaco
Goldman Sachs13mo

Your XIRR is too good. Sharpe Ratio?

WobblyNoodle
WobblyNoodle
InMobi13mo

My risk is also lower than nifty 50 (8.2 vs 9.5). Return/Risk ratio is almost 2x of the benchmark.

ZestyDonut
ZestyDonut
Stealth13mo

Great returns @Kafkaa , mine is hovering 16% for 5Y period

WobblyNoodle
WobblyNoodle
InMobi13mo

That's a solid return !!

BubblyCoconut
BubblyCoconut
Student13mo

Not every fund beats the index at all the time windows. Your outperformance is due to you being in the fund that outperformed the index and that might not be always true.

https://www.thehindubusinessline.com/markets/58-of-large-cap-funds-failed-to-beat-benchmark-in-jan-june-period-spiva-study/article67407254.ece

The above summary of the SPIVA report provides context. Read the full report, it has interesting data.

WobblyNoodle
WobblyNoodle
InMobi13mo

I'm aware of this. My SIP is not just in 1 fund.

BubblyCoconut
BubblyCoconut
Student13mo

Please provide the details of the funds you have and their percentages in your portfolio

CosmicQuokka
CosmicQuokka
Paralleldots13mo

Possible to check this in angel one app ??

WobblyNoodle
WobblyNoodle
InMobi13mo

Not sure. Never used angel one.

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