WobblyBagel
WobblyBagel

How do u do transaction?

Which method do u prefer while doing transactions and why ?? Any improvements u think can be done ?

💳 Credit Card
Cash 💰
UPI
Other (Comment )
636 votesexpired
14mo ago
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ZestyQuokka
ZestyQuokka

Next target Get a Rupay Credit Card for UPI

SparklyPanda
SparklyPanda
Airbus14mo

Aren't all banks giving shared limit upi cc already? I have applied for hdfc and icici and got it immediately. It's all virtual.

ZestyQuokka
ZestyQuokka

Which one? P.S. I was hoping for LTF cards

MagicalQuokka
MagicalQuokka

As convenient UPI might be, cash must be king.

We, the people, will lose a lot of power once cash becomes redundant. Your banks can be emptied or frozen (check what happened to truckers who protested in Canada). Taking away your cash isn't so easy as of now - even demonetisation requires exchanging your notes.

ZoomyMuffin
ZoomyMuffin

Got RuPay CC last week. Been UPI all the way with that. Best of both worlds. Might close all other CC

SleepyPretzel
SleepyPretzel
Zepto14mo

Which rupay cc card did you get?

SwirlyWaffle
SwirlyWaffle

Not sure but don't close cc if your payment history is good. Closing it might lead to it getting deleted from bureau records. As in your good credit history will be lost.

GroovyKoala
GroovyKoala
Eviden14mo

Credit Card primarily to build and sustain a healthy credit score just in case I ever need a loan for something in the future.

SparklyPanda
SparklyPanda
Airbus14mo

90% CC
10% UPI

My only cash transaction is Maid's salary.

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