SillyBiscuit

Invest ₹15 lakh

I need to park ₹15 lakh as an emergency fund, in something low risk. Fixed Deposits don't cut it due to penalties on early withdrawals. Any ideas for investment options that offer quick access and decent returns?

22d ago

2.4Kviews

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ZestyBurrito

Stealth22d

Idfc first saving account, give same interest as normal FD. No charges.

SqueakyWaffle

Infosys19d

Keep 5-5 lakhs in 3 different small finance banks, which are offering good interest rates in Savings account

PrancingMuffin

WS Atkins22d

Mutual Funds

QuirkyDumpling

Stealth22d

Liquid MFs / Arbitrage Funds if holding is more than 3 months as arbitrage funds may give negative returns for a month

TwirlySushi

Sixt22d

You can park the money in liquid debt fund. It offers returns similar to FD returns, and you can redeem anytime after 7 days without any charges. However, you will have to pay tax as per you income slab rate during redemption.

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Want to check, how should i invest 10 lakh for 6 months. I need it after 6 months for my home instalment. Appreciate if you can also share related details (like if Fixed deposit, then which specific bank/product)

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Where do you all save emergency funds and other savings for short term needs. Let's say if you wanna save some amount of your salary and don't want it in a bank, where would you put that money so it gets better returns than bank and it c...

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