Investment Advice - Short Term

Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.

18mo ago

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SparklyNugget

Google18mo

I dont think ...there is anything other than FD for less than year

BubblyNugget

Stealth18mo

I think there are a few Debt Mutual Funds, P2P lending options. I don't have an in-depth idea about them. Looking for some expert advice.

SparklyNugget

Google18mo

Debt funds may give 6% that is more or less same as FD. P2P is risky.

ZoomyUnicorn

Adobe18mo

Anything related to equities will be a big risk and you might lose money if there is a correction from the all time high we are at right now. Private debt funds will give the same return as FD but have a higher risk. Any indexation benefit over such short term would be peanuts, ao benefit over FDs.

Best option would be to park it in a 6 month FD. This way whenever you break it before maturity, the penalty would have a lesser impact.

If you still want to try equities, then allocate maybe 30% of the capital in some the top large-cap companies with a strict stoploss via GTT order. Rest should be FD.