FatFourths92
Investment Advice - Short Term
Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.
17mo ago
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Curated from across
Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.
I dont think ...there is anything other than FD for less than year
I think there are a few Debt Mutual Funds, P2P lending options. I don't have an in-depth idea about them. Looking for some expert advice.
Debt funds may give 6% that is more or less same as FD. P2P is risky.
Anything related to equities will be a big risk and you might lose money if there is a correction from the all time high we are at right now. Private debt funds will give the same return as FD but have a higher risk. Any indexation benefit over such short term would be peanuts, ao benefit over FDs.
Best option would be to park it in a 6 month FD. This way whenever you break it before maturity, the penalty would have a lesser impact.
If you still want to try equities, then allocate maybe 30% of the capital in some the top large-cap companies with a strict stoploss via GTT order. Rest should be FD.
Go for T bills, you can opt for upto 1 year Tbills and I guess current return rate is around 7pc
Want to check, how should i invest 10 lakh for 6 months. I need it after 6 months for my home instalment. Appreciate if you can also share related details (like if Fixed deposit, then which specific bank/product)
Bank FDs don’t go beyond 8% for a year and then we pay a good amount of tax on this. Are there any better avenues to invest for short term? (up to a year).
Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, I need suggestions on where I can invest for the next couple of years with Medium risk involved. TIA.
