GigglyDumpling
GigglyDumpling

Investment ideas for newbie

So I started working full time for 10/2022 but I had some family responsibility so I just focused on saving as much cash as I could, now that that work is done (still have to pay some money back to people) I want to start investment at least 10k per month

Can someone please guide me where to start.

8mo ago
Find out if you are being paid fairly.Download Grapevine
CosmicLlama
CosmicLlama

stay away from market for now.

GigglyDumpling
GigglyDumpling

Why is that? I'm looking for long term!

CosmicLlama
CosmicLlama

Long term is a safety margin created by these mutual fund managers and media news peddlers. If they recommend a stock and the stock tanks people will question their knowledge. So the say "long term". " buy it with a horizon of 3 to 5 years". etc.. Since 2020, the ZIRP money has flooded the economy to such level, that the market has gone up but the actual real economy has not moved that much. The ground level inflation is far higher than what these government reports. If you think am wrong, compare the price of items at the restaurant from 2020 mar to now.
Real economy has to catch with the financial market economy. Or the financial market economy needs to slow down to match the real economy.

WigglyPretzel
WigglyPretzel
HSBC8mo

Invest in nifty50 or SIP and never see again

GigglyDumpling
GigglyDumpling

Thank you

DizzyLlama
DizzyLlama

How will you invest in that Newbie here started working in 8/2023
Will you do a SIP If so what amount?

PrancingNugget
PrancingNugget

Diversify diversify diversify investment 5k in flexicap mf,2k in nifty next 50 mf, 3k in NPS, 1K in bharat22 etf

GigglyDumpling
GigglyDumpling

Can you suggest any app/platform with no hidden cost/ user friendly

PrancingNugget
PrancingNugget

Groww app, easy and free.

DizzyTaco
DizzyTaco

Invest that amount in yourself

GigglyDumpling
GigglyDumpling

Can you elaborate a little.

SillyBiscuit
SillyBiscuit

Payback all debt first.
Next invest in yourself and self improvement for growth in job

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