Let me start by saying this - I live a good life, a really good one (touchwood).
I’ve worked hard to get here, and I’m fortunate to be in a career where I earn well with plenty of room to grow. My expenses aren’t something I lose sleep over. I’m not writing this to talk about cutting costs or living frugally – I’m not about that. But lately, I’ve been wondering if the way we structure our lives, especially in cities like Bangalore, comes with a cost we aren’t really acknowledging.
Here’s a snapshot of my lifestyle:
- Rent: 25k (my share of a 65k flat in a premium society with every amenity imaginable).
- Maintenance: 10k, split three ways.
- Cook: 8k, again split three ways – none of us can be bothered to cook after work.
- Maid: 4k, also split three ways, for the same reason.
- Tennis coach: 3k a month because I finally decided to add structure to my fitness routine.
- Groceries: We spend a handsome amount here every month because we’re lazy and order online for convenience.
Add to this all the small indulgences – eating out at least twice a week, subscriptions (Netflix, Spotify, etc.), and other discretionary spending – and the numbers really start to pile up. On paper, it all sounds like “good to have” expenses. And honestly, they are. None of this is essential.
I’ve worked hard to create this life, and I’m proud of it. I don’t want to cut corners or scale back – I’ll only earn more as my career grows. But what I keep coming back to is this: at what point do we stop to question if this lifestyle is driving us, rather than the other way around?
Here’s what’s been nagging me:
- Are we losing our ability to do hard things? Cooking, cleaning, and managing our homes used to be part of life, not something to outsource. Convenience is great, but at what point does it disconnect us from the rhythm of living?
- Are we just chasing the next upgrade? The nicer flat, the better meal, the fancier experience – it feels endless. Does living in tier 1 cities like BLR inherently push us into a lifestyle treadmill?
- What happens to our perception of value? When paying ₹100 for delivery or ₹500 for a tennis lesson feels like a drop in the ocean, do we lose sight of what’s truly worth spending our time and money on?
I’m not suggesting there’s anything wrong with enjoying what you’ve earned. I love my lifestyle, and I don’t plan to change it. But I also feel this strange undercurrent – like we’re inflating what it means to live “well,” and it’s becoming harder to know where the line is.
It also makes me think about privilege & luck in life. This lifestyle isn’t accessible to everyone, and when the baseline for living a “good” life in cities like Bangalore becomes 1 lakh a month, who gets left out? Are we creating a society where “good living” is only for the few, while others struggle to keep up?
And beyond money, what does this mean for us as a generation? Are we trading resilience and resourcefulness for convenience? Are we losing sight of what truly matters in the pursuit of a curated, aspirational lifestyle?
I don’t have answers, just A LOT of thoughts swirling around - this has just been on my mind lately, wanted to put this out somewhere so here we go 😬