My parents are about to Eff my life
So I am 22 M , earning about 65 k , just started working months ago . My parents also just retired ( perfect timing of God to fck up my life as if it's not already ) .
My mom is now throwing tantrum to buy a home, which is from all financial calculations is unsustainable. But she be like, home prices will go up in future. Home's are already getting booked at prime locations . When these arguments don't work . She will start emotional manipulation
We did so much for you , u can't even buy a home for us .
Mind you we already have a home of our own . In our hometown. But she wants another one in the capital of our state.
She was saying that we should have a home in capital city for access to healthcare and other relatives etc , whatever it maybe . It's clearly financially unsustainable , not even borderline unsustainable.
Take a rented home in capital city don't need to purchase , just tell them when u will earn enough money u will purchase , it's not good to purchase things on loan , and if they are ready to give 30 % of amount from their retirement fund then u can think about purchasing the house by taking loan or managing rest of the payment .
yeah told the same thing
Since they are retired now they might have many savings talk with them. Your attitude is bit rude towards life. Changing that might help. I am unaware how 22M is not feeling good about anything. Wish you luck
Let her know its not sustainable. Be kind to her yet clearly put down your opinion. Otherwise when you will feel trouble if things don't go well, As parents they will be there, but the pain you feel when cut can't be felt by others.
Be clear yet loving towards them.