Looking for suggestions or recommendations for investing an amount of 20k per month. Note: This is not my total income. This is what I have to spare and live a comfortable life. Confused about going with mutual funds or SIPs or NPS or PPF or FDs to r RDs etc.
Wont advice you in detail as you have provided much info. But...
If you are below 50, then don't overdo NPS. NPS can be redeemed post 60, that's too far a lock-in. Make sure all your next 10y needs are taken care off before you start contributing. You can do 500-1000 annually to keep NPS active.
Procrastinating here is wise, as its not reversible.
Poora FD me dal do
FD is one time right.? I’m looking at monthly 20k investment.
5k index MF SIP, 10k flexi cap SIP, 5k NPS. FD is also good at this time due to high interest rates. At last all depends how much lock in period you are comfortable with and risk appetite.
Thanks for the detailed split. Moderate risk appetite. Lock-in period is a bit flexible.. I’m okay with at least 3 years.
Follow asset allocation based on risk profile and goals whether it is 20k or 2 lakh per month. Don't follow suggestions like 5k here, 5k there etc. They are amateur suggestions.
Gilt funds
Hi, I am new to investing, wanted to know which mutual funds should I choose. m 23 I have around 10k to invest per month ? Or you can share where are you guys investing?
Currently, I have a corpus of INR 300,000 that I want to invest, and I'm seeking advice on the best investment options for this amount. Here’s a brief overview of my current financial assets: 1. Mutual Funds (MF): INR 500,000 2...
