Yup entire middle class thinks of this, i donโt really get it what is this obsession with kids? We are 3 siblings and only 1 has given good ROI ๐คฃ , not worth it.
I would have a minimalistic 2 bhk , live in with my partner, go on treks and vacations every quarter, work hard, party hard, do charity for animals and then die leaving all my money for animal welfare.
Cars are big no, my current enfield is good enough for anything more than 20km but bicycle for daily commute bcs they are cheap and will keep me alive till 80.
Life is abt creating experiences for one self. Dont confuse it with your childrenโs life. Thatโs the biggest problem in India, parents are way too concerned abt their children