I will complete 3 years as a professional soon. Quit a Big4 to join a startup for better pay and faster growth but despite putting in my best work and leading initiatives, going above and beyond all the time, my peers are all earning better than me doing similar jobs.
i never had a financially aware upbringing. my father put us through hell due to his bad decision making and despite me being very financially savvy, am unable to save any money because im so anxious I tend to spend what I dont have. i had to take up a lot of freelancing to aid my lifestyle but now im busy all the time and have no time to myself.
idk what to do. idk how much savings my parents have since I live away from them and dad never discusses his larger financial plans with me. he also does not have a stable job even at his age even though I know he is v hardworking and does his best. i feel i will never have enough money to support my parents and myself and feel like im running out of time. also doing interviews to leave this shitty company as well which is lowballing tf out of me. im not sitting idle at all, trying to startup on the side as well. i workout, eat and sleep healthy, have a great social life. the only problem is money which im constantly worrying about. i feel its a generational curse passed down to me. I know I have 10x earning capabilities but its all so vague and uncertain. I have an amazing support system and I know I can talk to my friends about this too. just thought of coming here first
please share stories if youve ever felt this way. open to advice feedback ideas. how did you get out of it? what can I do?
what are some business/sales roles that pay really well that I can get into as an ex-big4 analyst? i dont think my current profile translates well anywhere. f*ck this company honestly. probably the worst decision I made coming here :(
Cancel your credit cards and any postpaid credit apps like Paytm or Ola money. Learn to live within your means.
Then start saving small amounts.
Worst advice anyone can ever give. You can use credit cards and still live within your means. Having a credit card doesn’t mean you have to use it no matter what.
Credit cards are the best way to manage cash flows. 45 days of interest free money!!
Everything costs money. Even friendship. Cut loose some. Lead a boring life. Save up. Seek excitement by investing. Start studying real estate. No shortcuts. Slow steady consistent - these are your new favorite words
Spot on!
Gartner mein consulting side or CoE?
I think you know this, but you need to realise this
0-1cr is 1000x times (a lot)
From 1 cr to 2 cr is 100% growth
From 2 cr to 3 crore is 50% growth
From 3 crore to 4 crore is 33.33% growth
Means: with a big corpus, every crore you earn is easier
Meaning, once you get a corpus, money grows on its own. The hardest is to get the corpus and you are in that phase like every 24 year old. Corpus takes time to build, have patience and give it time. No matter what never stop your sip/investment inflow and its going to be fine ob. Carry on with your freelancing, a good side gig.
Corpus is difficult to build, but easy to compound.
You have time, you are already on the brighter side. Atb.
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