Reached 1cr net worth, 4.5yr out of tier 2.5/3 college. AMA
Recently reached 1cr net worth , which was a personal milestone ( liquid money). Started with 10lpa(only person from college to get into the company) . Had 2 switches. Made most via investments. Been investing from internship where my stipend was 22k, was investing 5k. AMA.
Talking product sense with Ridhi
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1 CR is less in 2025. Thanks to my family and generational wealth, I have been blessed with 11 CR worth assets. Working in IT with that much assets feels good. I don’t care if my job is there or not. No shit talks from manager and feels like raja of my own life.
Good for you. 1cr is not less in 2025 for a fact.
There is always that one person who will try to undermine what you have. This is the one. I hope your ego is satisfied and this doesn't help the post or give this grapevine community anything.
Can you please share your details of investment and salary progression.
Yoe vs salary 0-1.1- 11lpa 1.1-3.5- 22lpa 3.5-4.5- 48lpa
Mutual funds made me 8lpa with 46% returns Us stocks made me 20lpa from 11lpa Indian stocks another 7-9lpa. Been investing from internship so almost 40%is from investments. Xirr is 20-30% if u want to know.
Please Mention the mutual fund and us stocks.
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If u are a girl, send me your matrimonial details along with photos 🤣🤣. Also have to believe in old school of love!
Waah grapevine pr rishte fix horhe hai 😅, mein bhi ek din dalunga aise hi post hoping koi muje bhi bhejde rishta 🤣
% of salary that you're Saving
Currently 90% of post tax salary.
Are u remote?
Konse color ki chaddi pehne ho?
Gareebo wali.( thankfully not phati )
This is your milestone in liquid money ? what is total after adding company RSUs/EPF as well ?
7-8lakh in epf/nps. Rsu hasn’t vested yet. Will vest in January. After that will add another 15-20l in my networth. Obviously taxes will be deducted from this.
How and where to start learn investing like you ? Like u said in some comment "based on my thesis" how much knowledgeable u have to be get at this stage
I had been investing for 5+yrs. been investing from internship. Didn’t make any money for first2-3 yrs. even lost some money. Took me 5yrs.
@sovreign Congratulations brother, what's your life goal ? I believe you are minimalist and how do you handle the peer pressure?
I am minimalist. Just want to be financially free. 6-10cr. I am different, i dont feel peer pressure. I am secure person and dont feel the need to show off.
How did you get from 11 lpa to 48 lpa in 4.5 years?
Commented my salary progression in another comment with yoe.
Key: switch to companies which pay significantly higher
What the hell is 2.5 tier
Somethign worse than tier 2 like nits but not bad enough for tier 3