I have been investing for almost 2 years now and have successfully saved >₹10L. 50% is in straight up equity, 25% in MF (equity) and 15% is in gold (bonds and tablets) and the rest is Liquid Cash.
I don't know the way forward now, do I keep doing the same thing? Do I diversify? I have also started to invest in US Markets.
Do what is comfortable for you! But my suggestion to anyone early into investing is index. Just index and learn, until diversification makes sense.
The thing is I haven't believed in Index funds since the start, my beta has always been higher than index. I believe in the Goodwill of the company, if it's good, I am investing in it. Small investments in this market in small cap companies have given me 150+% return on average, but the investments were so small that the overall portfolio is still ~50% profit.
When your capital is less,
The problem with stock trading at early age or with less capital is that
Hence invest in index funds, spend time on other skills which can help you.
I know it's not a big amount, but felt like announcing this. Here's my nw breakdown-
FD/Emergency fund: 5L MF/stocks: 1L Sitting around: 4L (can't get myself to invest it, the market seems very overvalued. Will try to invest this in...
Congratulations 🎉 1st. You can live without job for 1-2y! Increase your skills and do think from a different pe...
What does your Portofolio look like in your 20s.
Would also be helpful if you can tell about your health and term insurance.
When you look at this market, everyone seems to be sharing PMS services for 50+ Lakhs
Any suggestions for companies that do this but for below 50, common people. Expecting somewhere around 5+.
Happy to see your recommendations!
The power of compounding really works! Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to ...
