by CosmicDumplingInfosys
Credit card rewads
I'm using an ICICI credit card, I have a query if I pay the outstanding amount before the bill generation will I lose my reward points I earned?
BubblyKoala
Refund and payment
I bought something with my credit and returned the same after a few days. The amount was credited after the credit card bill generation.
Do I have to pay the full credit card amount, and it will be adjusted in my November bill, or shall I deduct the amount and pay the bill?
14mo ago
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PerkyPanda
PhonePe14mo
You should clear all dues. As refund are not adjusted against total amount due. I faced this issue once and in CIBIL it was showing as late payment
SquishyQuokka
Gojek14mo
@TheWonderWoman it depends on when it was settled by your CC provider.
By what you’re saying. You will still have to pay the amount. It will be adjusted in the next billing cycle.
ZippyUnicorn
Stealth14mo
Call your credit card customer support they can guide you better. Some banks adjust while some don't. Last time it happened to me with Sbi, cc told to pay min amount due (not total) and it will be taken care of. Also with respect to the latest Rbi guidelines now credit card companies have to adjust any refunds against total due
FluffyMochi
Stealth14mo
You can deduct the amount and pay the bill if you are sure that it has been credited back. I've done this every now and then. Your credit card doesn't care from where the money is coming. If it's coming after bill generation, it's treated as a part of bill payment.
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Have you encountered with Random billing which you have not suppose to pay?
My brother encounter with few extra money which bank is not helping in statement and bill amount suppose to be 5k because he took it anf bill is 12k - Please Help