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Reviews on HDFC Pixel Card

Is it worth it or its just another trap, haven’t used credit card yet, but keen is it worth it to go for this

6mo ago

Internetexplorer

Swiggy6mo

Didnt know about this - but looks pretty good especially 5% off on Uber and Zomato is pretty neat

Might be worth just double checking if 1 reward point is 1 rupee. It looks like you can only redeem it only in the form of brand vouchers but if 1 RP can't get you 1 Rs of the brand voucher, then the cashback rate will be much lower

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Swiggy6mo

Yes but don’t use the food ordering services so idk

About rewards yes you we would vet in form of payZApp voichwrs

Internetexplorer

Swiggy6mo

What about Blinkit for groceries?

Yeah payzapp shouldn't be an issue, but worth checking what kind of brand vouchers are there. For example if it's wallet money for swiggy / zomato / Uber etc. then worth taking the card. And only if 1 payzapp point = 1 rupee

Internetexplorer

Swiggy6mo

Read about it a little bit more, there's a cap of 500 cashback on these categories - so if you spend more than 10K per month not worth going for it.

Worth exploring the HDFC millenia actually, they have 5% across these top brands. And if you negotiate with the bank rep a little you can get that also as a lifetime free. Millenia let's you even convert your points directly to cash, so overall that looks like a way better deal