So, i earn 1 lakh 19 thousand after tax. I'm fairly begineer in mutual fund. I understand different types of mutual fund debt, equity but i don't how to do benchmark
I want to reach 1 cr in 20-30 years. I already started 13,000 SIP. I also have 32,000 EMI for home loan and yearly i will increase 1% - 2%.
Here is below my mutual fund portfolio
Please let me know if i'm investing in wrong mutual fund and suggest some other mutual fund which can give liquidity and i can reach 1cr in 20-30 years.
Thanks in advance
The one you can start with is parag Parikh flexi cap which can give about 30-34% yearly returns as of now and with that a small cap of any of your choice I prefer Quant though it’s in news recently but I believe there is a long way for this mutual fund and will provide better results in future. Even if you start with approx 15K equally distributed on both the mutual fund. You’ll definitely achieve the target.
So, should i stop investing UTI nifty 50 index. I thought it is safe to invest in nifty 50 index fund?
Definitely nifty 50 is safe but for better returns I prefer that you can decrease the sip for nifty 50 and accordingly divert to other funds. If nifty 50 will run than definitely other funds will also move at better returns than nifty.
I prefer to divert for more you can do your own research.
Using mutual fund to teach 2cr, require very high investment. People who quote this today are beneficiary of the ZIRP, this is a once in life time event. Any normal mutual fund gives you 12-14% returns. Check performance before 2020.
If you want to earn supersized returns you need to be direct in the market either thru business or investment in sector that's nascent.
Don't go by media reports. They always talk about the few winners, to hide the 1000s of losers.
@Qwerty2398 1cr in 20-40 years, , can be done thru normal FD and bond savings.
Right now i'm not in situation to invest in bond. Bond requires high invest amount. I can't invest in just 1 month
Check the overlaps between NIFTY50 & ELSS fund, I feel it would be significant. As your timeline is longer, I would add some exposure to small & mid caps.
I think you can incest 10k more in another fund like quant small cap, right now it is has the highest cagr.
Don't worry op, just research and diversify to get around 14 to 15 % returns you will definitely reach your goal in 15 yrs or less.
I am 22, and I'm going to be 23 this November. Just got into my 1 job. I am determined to invest about 45k per month. (Includes funds for short term goals too, like an international trip once a year)
Out of which I am already investing...
Hi, I am new to investing, wanted to know which mutual funds should I choose. m 23 I have around 10k to invest per month ? Or you can share where are you guys investing?
Guys. 22 years old. Advice needed. 50k monthly SIP. Higher risk appetite. Any suggestions on a good mutual fund portfolio? (Please don't just say index funds)
I’m looking at atleast a 15-20% 6M CAGR for 1L. (Include STCG). Don’t mind taking some risk/volatility.
Anyone got any ideas?
I would like to buy a house in next 5 years. Estimating the price of house I might need would be 5cr by that time. So I would need a down payment of 1 cr. How can I plan my SIP today and how much amount I should be investing.