yesmonk
yesmonk

Seperate Insurance

Should we have a seperate Insurance other than the one the company provides for ourselves and parents ?

20mo ago
Umita
Umita

Ofcourse
U need to have a separate insurance for your family. Claim settlement gets easy. U don't know what all illness it covers. Some company cover don't cover critical illness. It's better to have a separate cover.

yesmonk
yesmonk

What if the company insurance provides all of these?

route53
route53
Amazon20mo

What if you lose a job and some medical emergency arises? Always recommended to have personal health insurance policy for yourself and dependants. Even a 5L policy is better, something better than nothing.

Baijubawra
Baijubawra
Amazon20mo

Yes you should have a personal policy.

yesmonk
yesmonk

Could you state the reasons please?

Sreekanth
Sreekanth

Unless you are rich and have constant income every month, insurance is practically mandatory.

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