Since a lot of folks have been discussing about holding different assets in their portfolio, what does one feel is a healthy split. I can go in first
Cash/Cash equivalents : 0.4% FD/Debt Mutual Funds : 9.2% Stocks : 33% (mix of public traded ESOPs and those purchased by me in the market) Equity Mutual funds : 22% RE : 30% (includes the house I live in) Pension : 5.4%
Would love to know how others are stacked.
I don't know about others, but I feel I have a healthy split. Share your thoughts if you disagree.
RE- 26%
MF- 30%
Stocks- 24%
Gold- 8%
FD- 5%
Crypto, EPF, bonds - 7%
There is around 0.25% in my bank account, I have not included it.
Look at bro sneakily grouping Crypto with EPF and Bonds as if these are low risk investments
😅 It was ordered by quantity, not by risk. I hope that was the intended question. ☺️
100% Equity. (10% Direct . 90% MF)
40% RE 35% bonds+Fixed income instruments 20% equity 5% gold and alt investments
0÷0 is 0.
I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:
Income: 22LPA
PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh
Income for new FY post incremen...
If you resign today without any job or any plan, how many months/years would be able to survive at the current burn rate (monthly expenses) ?
Mention your total investments (Stocks, MFs, FDs, Cryptos, real-estate, gold etc) and your total net worth (investment assets' current value + hard cash + bank account balance) and also your age.
PS: Don't include paper money / ESOPs ...
Networth = All assets (property, equity, debt, gold, etc) - All liabilities ( loans, credit card dues)
Do share the portfolio size as well.
I’ll go first-
Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one)
SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfoli...
