Joybubble
Joybubble

Suggestions to grow Net worth

I have been working in the IT industry for around 14 years, and as a result, I have built up my savings without any debts. My current monthly income is ₹1.7 lakhs. I work from home and have minimal expenses, as my parents cover most of my living costs. My monthly expenses are typically around ₹15,000 to ₹20,000 for petrol, food, and some shopping.

breakdown of my monthly investments:

•	Mutual Funds: ₹15,000
•	Gold: ₹30,000 (physical)
•	Stocks: ₹10,000
•	SBI Smart Platina Life Insurance: ₹31,000
•	LIC: ₹3,000
•	NPS: ₹5,000
•	Tax-Saving FD: ₹10,000

In addition to these investments, I maintain an emergency fund of ₹5 lakhs.

At 36 years old and unmarried, I’m looking for advice on whether I’m on the right track with my investments. I would also like to know how I can further enhance my investment strategy. Additionally, I have deposited ₹10 lakhs each in my parents’ fixed deposits and have settled all family responsibilities.

Any insights would be greatly appreciated😇😇😇

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1mo ago51K views
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