Thank me later

Nps is a good instrument?

10mo ago

Find out if you are being paid fairly.Download Grapevine

SquishyTaco

UiPath10mo

Seems those are incorrect charts. Refer below link. Also NPS is not a good instrument, most of yours funds are locked till 60.
https://pib.gov.in/PressReleseDetailm.aspx?PRID=1895286

FluffyCupcake

Amazon10mo

Isn’t the primary purpose of retirement fund is availability post retirement ?

SquishyTaco

UiPath10mo

Yes, But it’s not debt fund either, you could get better returns in other instruments. There is lot of analysis is going around it, please google once. If employee is under new regime and there is employer contribution, then NPS is good option.

ZestyQuokka

Stealth10mo

Already shifted to new regime, ab kya 🥺

SillyDonut

TCS10mo

I think u can change regime...2 options in an year

WigglyPenguin

Stealth10mo

you can change the regime while filing for return also, no issues. Just read about it a bit.

WigglyPenguin

Stealth10mo

I'm investing in all three options: 80CCD1, 80CCD1B, 80CCD2

BouncyJellybean

Thoughtworks10mo

which one is that? Are there 3 tiers for NPS?

WigglyPenguin

Stealth10mo

there are tiers as well but that's a different concept there are three sections under 80CCD using which you can save tax. So you can increase deduction from 1.5L to 2L+