Sherlock007

Thank me later

Nps is a good instrument?

9mo ago

Eco

Seems those are incorrect charts. Refer below link. Also NPS is not a good instrument, most of yours funds are locked till 60.
https://pib.gov.in/PressReleseDetailm.aspx?PRID=1895286

ElonMast

Amazon9mo

Isn’t the primary purpose of retirement fund is availability post retirement ?

Eco

Stealth9mo

Yes, But it’s not debt fund either, you could get better returns in other instruments. There is lot of analysis is going around it, please google once. If employee is under new regime and there is employer contribution, then NPS is good option.

BiryaniEnthu

Stealth9mo

Already shifted to new regime, ab kya 🥺

Sherlock007

TCS9mo

I think u can change regime...2 options in an year

samosa

Stealth9mo

you can change the regime while filing for return also, no issues. Just read about it a bit.

samosa

Stealth9mo

I'm investing in all three options: 80CCD1, 80CCD1B, 80CCD2

sleep

Stealth9mo

which one is that? Are there 3 tiers for NPS?

samosa

Stealth9mo

there are tiers as well but that's a different concept there are three sections under 80CCD using which you can save tax. So you can increase deduction from 1.5L to 2L+

Sreekanth

Unnamed9mo

Yes.

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