FlakySmolt2

Which credit card one would suggest for online cashback plus domestic lounge access

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

7mo ago

KookyWink8

Infosys7mo

If your college is a part of the eligible colleges list, apply for ICICI Sapphiro under the alumni program. It’s life time free; although, I only recommend that you get it if it is life time free. Not a good card otherwise
For any other suggestions, you’ll have to give some information about where and how much your monthly spends are.

FlakySmolt2

EY7mo

Monthly expenses is around 25-30K includes food, cab, online shopping, grocery, etc.

KookyWink8

Infosys7mo

Okay
Usually, you won’t find many cards offering cash back and lounge access in the same, especially LTF credit cards.
Try getting the Sapphiro as above for lounge access, if that’s an option. For cashback cards, you can apply for SBI Cashback and Amazon Pay ICICI cards. The APay card is free, whereas SBI is paid. However, you’ll easily recoup that fee within a month, if not 2 at most.
As another comment mentioned, Axis Flipkart is also an option. Axis Airtel is one too, but I generally don’t trust Axis now for CCs for how often they devalue their offerings.

Jcblues

Groww7mo

Go to reddit, credit cards india

KookyWink8

Infosys6mo

And, very important - search for this before asking the question. It’s filled with the same questions being asked daily, at this point.

shpinq

US Based MNC, India location6mo

Credit cards companies are gradually removing lounge access on free credit cards, by either changing the rules, or by stipulating some minimum spend conditions. At the going rate, there will be no such credit cards soon. As of now, I think IndusInd Bank’s card is the only one which provides it, provided if they give it to you. They had run a campaign and then they stopped distributing any more free cc.

shpinq

US Based MNC, India location6mo

Looks like Federal Bank is another one having such lounge access with ltf card. And I think Standard Chartered Bank too. Disclaimer: I don’t own any. So please proceed with caution.

YesSir

Hidden6mo

HDFC infinia metal .

FlakySmolt2

EY6mo

Can we apply for it? I checked and it says invite only.

BatKaGrip

Razorpay6mo

Yes it's an invite only card. If u r using hdfc card and spending 5L+ yearly and the card limit is around 8L+ then u can ask ur RM for infinia, else ur ITR is above 36L then you can ask bank

VolTa_musk

Optum6mo

Icici amazon pay .

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Top comment

ICICI Amazon is hands down the easiest card to use.

Or get it on the stores.

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