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JumpyUnicorn
JumpyUnicorn
Loco

Which is best bank to open a online saving account ?

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose.

Thanks

15mo ago
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DancingNoodle
DancingNoodle
Walmart15mo

You can use my bank account. /s

JumpyUnicorn
JumpyUnicorn
Loco15mo

Sure, share me the login details.

SwirlySushi
SwirlySushi
Stealth15mo

Go with IDFC, won't regret.

WobblyBanana
WobblyBanana
Stealth15mo

Kotak

DancingKoala
DancingKoala
Student15mo

Paytm payment is good I used it for scholarship purpose

ZestyBurrito
ZestyBurrito
Stealth15mo

Thier instant FD is not instant. It may take upto one month to get the money.

DancingKoala
DancingKoala
Student15mo

Oohk when I tried to withdraw from FD it was instant maybe some variation might be there

JumpyPenguin
JumpyPenguin
Zomato15mo

I've been using Kotak - have really come to love the ease of using it.

I think they pay higher savings bank interest compared to most banks but for me the biggest pro is it being connected to my trading account. Since I use Kotak for both, investing and transfer of funds is pretty seamless

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