Such few options when I go out to research and none of them are good enough either. Considering so many people have difficulty getting a CC, isn’t it obvious that there is a large market gap for products for new to credit segment? Anyone know of any company creating such a product?
FD backed cards are starting to gain traction. In this increasing demand for credit, they are the default option for NTC but yes there is a massive market gap. OneCard and Fi Money are the only fintech players with FD backed cards that I know of. Most others are incumbents with really bad products in general.
No one, coz OneCard is solving for FD-backed and most RMs will sort for employee-bank acc holders
Every Fintech nowadays is running to get a NBFC licence to provide service like loan & insurance isn't the market already getting cluttered & They are just focusing on increasing their loan book & with huge default isn't that gonna impac...
After the recent RBI mandate to banks and NBFCs against unsecured personal loans, the lenders have pulled back their hands from digital lending. My company has already started facing the impact. Tomorrow onwards we won't be able to disbu...
Okay . Stop reading from headlines. RBI ,just like it does with monetary policy, has pulled some strings, which is go...
What problems would Indian and Global startups be solving in the next decade, or they would be just throwing random yearly new buzz words and as usual VCs would be having orgasms on these buzz words.
I mean real problems.
1% — real problems Rest — VC buzzword circlejerk
Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!