Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.
π΅ Coverage is typically low (usually upto 5 Lakhs)
π¨βπ©βπ§βπ¦ Does not adequately cover all dependents
β οΈ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments
It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.
Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.
Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.
Hereβs how to get started: Click on the company wise links on our link tree link.