Certa

I'm interviewing Capgemini and my first interview was in mid July and cleared the first round with very positive feedback. Next, they scheduled the 2nd round of technical interview directly with Clients and I have cleared that too with very positive feedback as HR informed me. Next, the HR round happened and they are giving little less than what I asked for. 1) Is Capgemini a good company to join in this current market? 2) They are giving a 30% increase only on the current CTC, is it good? YOE : 6 Years Switch : 3rd Switch Capgemini: Will give 30k re-location and 30% increment & 3 days mandatory office. Current Company: very much flexibility with WFO(atleast as of now), working on a good project but no much WLB, have to work on weekend too sometimes.

The gig economy has really taken off, hasn't it? I've got a friend who left her 9-to-5 to become a freelance graphic designer last year. She loves the flexibility, but man, does she stress about income stability. It's got me wondering about the trade-offs. For those of you who've made the jump to freelancing or contract work, what's been your experience? How do you handle the uncertainty?

Our organisation is going through a major change, and my manager said that they'll be moving to someone else and all of our team (their reporters) will be temporarily moved under another leader. 2 weeks in, a couple of folks' reporting changed on workday, but no communication from the new manager. I even tried reaching out but no response. I asked my previous manager and they said "please wait, they will reach out to you". It's been 2 weeks since this change and I have gotten no communication. I have followed up. Ours is a role where we don't have to give a lot of updates to our manager but I'm honestly scared. Should I chill and enjoy my manager-free life till they reach out or are my apprehensions correct? Help me out pleasem

I have noted that in all offices, bosses want certainty and not the hard truth or complex problems. The higher up one goes,they are supposed to solve more complex problems. But it seems that in most offices, the higher ups just don't want to deal with any part of complexity. So, for navigating this weird path, certainty is key and there is no scope for doubt. Has anyone developed this mindset? If yes, how difficult was it and what were the kind of risks you were willing to take in the interest of that certainty in communication?

Regulatory risk is making me a little uneasy staying at PayTM now. I will obviously stick around to see if I get rewarded for the risk I am taking but I just want to understand how do you all think about regulatory risk?

Link: https://boringmoney.in/p/rbi-wants-banks-to-ditch-some-funds Summary: 1. RBI released a circular towards the end of last month which prohibited banks, NBFCs and other financial institutions from lending to companies that have received investments from funds where the banks are themselves investors. 2. The reason for this is that RBI feels "evergreening" of loans is a big problem. A borrower is unable to repay their loan, but instead of the bank recognising the loan as a bad loan, the bank (or NBFC, etc) indirectly gives them money via an alternative investment fund (AIF). 3. On the face of it, RBI disallowing banks from making these investments is a good measure. But once you scratch the surface there are a lot of problems. 4. For instance, the lending and the investing arm of a bank are supposed to be separated out. How would the investing arm know about the decisions of the lending arm? 5. Another problem is that AIFs which have bank investors will be wary about investing in companies that have borrowed from their bank investors. This is bad! It will stop them from making the best decisions for their investors.