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Folks@CRED: Does CRED read e-statement from bank?

I know that we give out our credit card details and email for each credit card that we add. I called customer support they agreed taking data from email and sms(on iPhone sms reading is not allowed so only email there). Whenever we do transaction on credit card we get email about it, maybe they are reading it in real time and storing the same info? I doubt they are reading E-Statements, so I went ahead and looked into EMI that I started, no email from bank about breakup of emi but still it always showed up in my CRED statement. The thing is that on doing EMI first they show all amount is debited from card limit then in statement they deduct first month emi then next month and so on. This is seems difficult to track manually by CRED so it makes sense that they look into locked pdf E-Statemnets. Opening them is easy most of the time and every bank has standard like 4letters of name and card number But icici asks name and birth date and CRED does not have that I hope, so please correct me if you work at CRED

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SpeckOfCode

Stealth

7 months ago

How else they would show all the spend analytics and hidden charges?
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FussyError18

Cisco

7 months ago

Yeah but I tried it with ICICI there you put in name and dob, CRED can have name from adding card etc but dob is private and I am pretty sure they don’t ask that anytime
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Apradh

Stealth

7 months ago

They had your PAN which gives a credit report which has DOB.
See more comments
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64bit

Capgemini

7 months ago

Yes otherwise they can't get accurate data of your spending and emi data
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satan

Stealth

7 months ago

Even I'm trying to figure out this cred's email access: https://share.gvine.app/ogGzN2GC3tujz5pj9
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FancyChino64

Stealth

6 months ago

they just read your statements
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