If you don’t mind me asking, why does it matter?  
 I think if you try to apply for emi then they do check, yea.

Hospital can understand our monthly income and charge depending on that.

Investor

Staff Engineer

And can hospital check our cibil score from our mobile number?

Welcome to Personal Finance's Private Community

Can hospital find out which Credit Card we are using while paying?

Can hospital find out which Credit Card we are using while paying?- Grapevine

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself.

1. Working in consumer finance.
2. Love personal finance and helping people out with it.
3. Have published 10,000+ pieces of financial content in the mainstream media.
4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 
5. Lately been appearing on TV regularly for personal finance discussions.
6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned.
7. My unrealised aspiration is travel and I'm working on it now.

No, I'm not selling anything. No commissions, no referral links, no finfluencing. 

Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :)

Ask me anything.

Let's talk money habits.

Corporate Strategist

How legit is the CIBIL score because I can clearly see it’s not up to date even in the latest report by GPay and credit card utilisation is lower than the current balance ( good for me lol) but I’m also worried this wrong info gets reported to banks. 

Anyways to check more precise scores for free? Or  do I raise a complaint with CIBIL.

CIBIL Score

Software Engineer

Woke up to mail that CIBIL score was updated 
I have not applied to any credit products in this year

How can I check who requested this?
Could this be a loan scam on my name?

CIBIL Score accessed by someone, how to check

Consultant

What's a good credit card for someone that'll start working soon? Expenses would mostly be electronics, and food

Credit Card recommendation

Application Analyst

How to check cibil score for free?

In this month alone i got 3 new credit cards. 
Yes bank approached me saying there’s a pre-approved credit card, which will be the fourth one.

This will be the fourth enquiry on my CIBIL this month, but none of them got rejected. Current score is 770+ and  age of credit is almost 3y

My understanding is having more credit limit will help keep Credit Card Usage index below 20-30%. 
Is this correct?

Does having too many credit cards affect CIBIL score?

Welcome to Gadgets & Apps's Private Community

Before you reply - please know that I had disconnected my email a long, long time ago, deleted my account and the app is in another phone which has been off for a month so there’s no way they’re reading my messages. 

Started getting cc amount due messages a few weeks ago and I’m perplexed.

How does Cred have access to my CC bill?

Growth Manager

I know that we give out our credit card details and email for each credit card that we add.

I called customer support they agreed taking data from email and sms(on iPhone sms reading is not allowed so only email there).

Whenever we do transaction on credit card we get email about it, maybe they are reading it in real time and storing the same info?

I doubt they are reading E-Statements, so I went ahead and looked into EMI that I started, no email from bank about breakup of emi but still it always showed up in my CRED statement. The thing is that on doing EMI first they show all amount is debited from card limit then in statement they deduct first month emi then next month and so on.

This is seems difficult to track manually by CRED so it makes sense that they look into locked pdf E-Statemnets. Opening them is easy most of the time and every bank has standard like 4letters of name and card number

But icici asks name and birth date and CRED does not have that I hope, so please correct me if you work at CRED

Can hospital find out which Credit Card we are using while paying?

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