Investment options for retiring patents

Folks, where can I invest the retirement fund of my parents? Please suggest MFs, stocks and other investment options wherein I can do lumpsum investment of the capital. In case you have suggestions to make diversified investments, please also suggest percentage or ratio for the amount to be invested with options. Also need suggestions on emergency balance or other fixed investments with minimal/zero risk which can be opted. For the sake of calculations, you can assume this amount to be 10L INR.

Folks, this is for my parents. Let’s suppose we have huge amount in FD, and want to divert some portion of that to any place other than FD, from Tax saving perspective, what is the Best avenue? Please note that it is hard earned retirement money, risk appetite will be a moderate. What all are best lump-sum investment ways? Index Funds? Actively managed Mutual Funds? Anything else?

I am seeking some advice here if there’s any service, guidance related to lump sum investing for my retiring parents. They don’t have any liabilities, will get monthly pensions. They hold some equities, MFs but that was bit scattered without proper planning. If anyone here helped their parents plan better risk, stress free retirement lives, pls feel free to add. My idea as of now is to - 1. Put 20% in FDs for any medical emergencies (beyond health insurance) 2. Another 20% for philanthropy goals they have from long 3. Rest 60% in icici pru multi asset fund , it will keep rebalancing the asset classes and taxation will be under LTCG. Please share alternate plans, will help us. Thanks!

Hi all, I need suggestions. I am 32 and I have properties worth 3.8cr and my net is 2.7cr. I want to sell these properties and retire and live on the returns from fixed deposits. My expenses are 1 lac a month. I have already invested for my child's education and insurances are covered for upto 75 years of age. I also have some clients where I work as a free lancer and make 50k per month. I also have mango farm where I get avg 40k monthly income. Please advice.

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better: Income: 22LPA PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh Income for new FY post increment: 29LPA I did these savings based on some advice from my elder brother. I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified? Apart from improving my savings & investments and still being able to afford a few luxuries, I want to know if I should get any of these: - Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old) - Life Insurance - Do we really need it, I'm still 24?

Hello community, Need help in the decision-making of the money that I have in my bank. Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money. Help would be genuinely appreciated 🙏. Thank you Age - 24.

I am going to withdraw my PF as it has been lying idle since 2019. Looking to invest it for Kids aged 5 and 2

What to do once I retire? Let's say my mutual funds investments have become 1.5 cr now and I have reached retirement age. I have an own house and car, but now no more monthly income so what to do with my investment now? make an FD and pay tax on interest amount and remaining amount as my monthly salary or any other better options kindly suggest.

Nps is a good instrument?