What to do when we retire with all our investments?

Hi, I have recently graduated and now I'm going to start my career as a software developer. Can you suggest me with resources for managing finances along with taxes and how to do investments or guide me how I can manage my expenses by giving some tips? My base is around 14Lpa. My rent is around 25kpm. And monthly necessary expenditure of around 15kpm. I am not that well-versed with taxes also. I'm learning about them. Currently I invest 3k in MF every month. I would like to your suggestions and advises for the same.

Hi all, I need suggestions. I am 32 and I have properties worth 3.8cr and my net is 2.7cr. I want to sell these properties and retire and live on the returns from fixed deposits. My expenses are 1 lac a month. I have already invested for my child's education and insurances are covered for upto 75 years of age. I also have some clients where I work as a free lancer and make 50k per month. I also have mango farm where I get avg 40k monthly income. Please advice.

Folks, where can I invest the retirement fund of my parents? Please suggest MFs, stocks and other investment options wherein I can do lumpsum investment of the capital. In case you have suggestions to make diversified investments, please also suggest percentage or ratio for the amount to be invested with options. Also need suggestions on emergency balance or other fixed investments with minimal/zero risk which can be opted. For the sake of calculations, you can assume this amount to be 10L INR.

My parents are retiring in a couple of years, have govt pension but also have a sizable corpus in their PF account. Need advice on investment options, have no loans or debt right now. Focus on growing money with relatively low risk tolerance. Have considered FD, Debt fund. What about the senior citizen saving scheme, is it good? What other options can I explore apart from gold and real estate?

Can someone retire with 1cr - invested in FD and stocks..having own home ..no debt ..annual expense - 5 lakh..

How much percentage of the salary a person should give in investments?

Folks, this is for my parents. Let’s suppose we have huge amount in FD, and want to divert some portion of that to any place other than FD, from Tax saving perspective, what is the Best avenue? Please note that it is hard earned retirement money, risk appetite will be a moderate. What all are best lump-sum investment ways? Index Funds? Actively managed Mutual Funds? Anything else?

Hey, I am 45 years old and working in IT. I have a stock portfolio of around 3 cr and other investments in ppf, fd etc of 1 cr. I have a loan free car and house in tier 2 city. I am planning to retire. Is my savings good enough for retirement

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. Any suggestions???

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it