img

How is CRED doing ?

Given the current funding winter and companies are now chasing profitability metrics, how is CRED’s future looking given they are more focused on experience and experience and there doesn’t seem to be a big monetisation play and more gimmick. Need some insights to make a decision for job offer

img

ItchyPerineum

Optum

a year ago

Morning Context did an article on this, it's behind paywall though.
img

ElderWand

Cred

a year ago

💰
img

FunnyBones

Plivo

a year ago

Almost thought cred had a public layoff as u added in layoffs topic 😵
img

Cafeinatedpragmatist

Stealth

a year ago

They are focusing on profitability, lmao. I think they are smoking some good hopium.
img

MentallyTiredDev

Stealth

a year ago

They are doing what every other app is doing, giving out personal loans at 18% interest rates. Using p2p lending. As someone who has worked in this space, the default rates are very high. The data against all these personal loans will come out in the next quarter and all these shittty no goal fintech startups chasing profitability will fall like a house of cards.
img

Random420

Gojek

a year ago

+1, need to make decision on job offer from CRED, want to know the insights on their economic and financial. Don't want to be in trap of layoffs after joining @ElderWand anything you got on it?
img

Tempo

Google

a year ago

Don't join. You would be better off joining Bajaj finance or HDFC. Cred's business model is shady.
img

Jackal

Razorpay

a year ago

Heard they are shutting down everything and only focusing on lending. Only a few months of runway left.
Sign in to a Grapevine account for the full experience.

Discover More

Curated from across

img

Indian Startups on

by samosa

Stealth

Why is CRED spending so much on Ads ? Do they really need it ?

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

img
img

Indian Startups on

by BlindNest

Stealth

Cred

Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves. Being a cred user, I only use it to pay the bills. I really wonder if they have built any b2b business or alternative source of income beyond what's seen to the end user. What's the game plan for the cred? I also applaud the fact that cred hasn't laid off people having paid them better than most companies. I really wonder if the business is really that strong or the conviction is. Would you join cred if given a chance to work there?

img

Business Roles on

by Realist07

Cred

Cred Or Flipkart ?

Hey Fellas ! I am working at Flipkart in a business role (Cat Management ) . Recently have been offered a position at cred with good pay. Take it or leave it ? Thoughts on wlb and stability ?

img

Indian Startups on

by Bytecode

Cred

Should one join CRED, if they have an offer?

Asking to check whether there are any cons of joining CRED, if there is a good offer.

img

Product Managers on

by SinfulCore

Stealth

Culture at Cred

How's the culture in Cred? Especially in Product/Data teams? And where are they from layoff standpoint?

img

Office Gossip on

by MutedTone94

Stealth

Best startups in India?

Culture+ product + pay and if they are hiring as well .

img

Indian Startups on

by cuckingfunt99

Stealth

What's the deal with CRED?

- Are these guys on the path to profitability now? What do they even do? Just sell loans and insurance to rich people who won't fall for that shit anyway? What's their edge over the hundreds of other companies already doing that? - How much are they burning now? How much runway do they have? - Cuz everyone abuses their CRED coins and calls them worthless. - Most importantly, I'm sick of seeing Kunal Shah's smug dp pop up on my Twitter everyday with some new gyan while it's unclear what he even does