75 lakhs NW 26 YO

Okay, this post is not for any comparison but genuinely want to get insight on where do i stand in terms of saving among the corporate employees. I will go first. Age :28 NW : 65L

Been in Bangalore for 6+ years and love everything the city has given me. This city ( more like people here) taught me what software engineering and product sense is, how to entrepreneurs function, whats a 100X coder like. Made many memories, weekend trips to nearby places were so nice. Dated, moved in and then married my girlfriend, adopted a dog. So Bangalore has given me a lot. But in hindsight it takes a way a lot also - 1. Everybody is in constant work mode, even in parties its just about who is doing what 2. Everybody is in loot mode here - i have seen locals pay less for veggies/fruits in front of me, then the veggies apparently have lead in them 3. Rents/builders/brokers/roads - we all know whats up with them Though it was nice initially, now i feel like even after earning so much ( ctc > 1cr) if i just spend it all here ( monthly expenses ~2lacs same is with all my married friends), what is the point even. Hence making a move to slow life now, where you get a house with garden for 25k and fresh veggies and you can actually develop some relationship with community. This urge to always outperform in career is not really needed, we all eventually work towards savings and hence if i earn less but spend even lesser, its more or less the same thing for me. But i dont want to live in a matchbox, travel 1 hour to meet a friend, eat a roti for 150bucks and be in constant anxiety about climbing the ladder. All i want is to focus on health, and sit in a garden in some sunshine with my wife and my dog and enjoy a cup of tea. So yes, I AM DONE. Moving to a tier 2 ( more like tier 2.5 town ) Happy to answer any questions if anybody has any.

1. Real estate (invested value) 2. Liquid cash 3. Other Investments (invested value) The wealth should not be inherited. I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

What would be the best area to purchase an apartment or villa in Bangalore and why?

I got 100% hike. I joined an abroad company. Now my salary is 30 LPA. Any serious answers what should I do? I don’t want to be reckless with so much money.

What are your net worth targets and goals by age? Here's mine: 25: 10L ✅ 30: 50L ✅ 35: 1.5 Cr 🟡 40: 3 Cr 🟡

How much do you plan to accumulate to retire and at what age? What kind of monthly income will let you retire peacefully?

Context - Buying as an investment, don't plan to live there. I plan to live on rent. Current rent is 17k/month. I'll keep it short for max input. I'm looking at some flats priced around 60-70L for a 2BHK. Rent in the area will be ~30k. If I pay 20L down and take a home loan for 40L, EMI will be approx ~65k for a period of 7 years (I want to pay it off ASAP, to pay the least amount of interest). I earn around 1.5L per month. Personal expenses are ~50k per month. Assuming I get 30K as rent I'll have to pay a maximum of 40K as emi. This is a very recent thought on which I've just researched for a couple of hours so apologies if I missed anything important but honestly this looks quite doable to me.

I wanted to share my Net Worth as per INDmoney, and understand how I compare with the others here. The goal is to reset my goal after looking at people doing better than me, and provide some guidance to people that might be aiming to reach their own goal. Total YOE- 6 CTC- 34LPA (since last month) SIP- 70k (MF) + 30k (stocks) Investing since- Jan 2020 First SIP value- 15k Let me know where you all are at, and if you can share some insights to help improve mine