Seeking Advice - Portfolio Check

This is the current state of my portfolio, I've been doing an SIP of 60k per month for the last 3 yrs. I want to increase my SIP to 1 lakh. I have a few questions. I won't be having any big expenses for the next 4 years. 1. It's mostly a large cap right now (80%), how do I distribute this extra money and rebalance the current money, do I need to book this profit and put lumsum after somewhere as well? 2. How do I get educated on this more, any sources will be appreciated.

1. Real estate (invested value) 2. Liquid cash 3. Other Investments (invested value) The wealth should not be inherited. I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

Hi folks, I have recently started investing after repeatedly being told to not hoard my money in savings, wanted to know how/how much other people invest. Current portfolio: Equity: 2.5 L ( banking, fmcg, ETFs) Mutual Funds: 1.1 L ( Navi Index fund - 10 k per month sip, SBI Liquid Fund - 10k per month) I feel that I should invest more since i dont have any financial dependents on me right now, but dont know how much and dont want to put my hard earned money somewhere I won’t see it ever. Tc: 30 LPA Exp: 2 years

Hi guys, I have around 4L cash lying around which I wanted to invest. Currently, I think I am in a position to take maximum risks, and see where things go. I also haven’t redeemed the 1.5L tax deduction on Section 80c so PPF and ELSS are open as an investment opportunity. I was worried to invest in the current equity markets. Have just put in around 6.5L into Equities in December (Split equally amongst Large, Mid, Small and Flexi Cap) Needed advice on which seems a better option: - Put 1.5L in PPF and the rest in Large Cap MFs since Large Caps haven’t peaked yet - Distribute the 4L over the next year (~33k/month) and invest it in a SIP to account for market changes - Put the entire amount into equities (1.5L ELSS, 2.5L Large Caps) Also, needed advice if it’s better to look for a Real Estate or SGBs Investment to diversify risk? (<25 yo right now so can take a property around 40-50L to test the waters) What are your views on the current market? I’m planning to continue investing a significant chunk (~50% salary) into SIPs all through. Should I reconsider?

Current mf portfolio (total invested = 10L) : Axis small cap Quant absolute Hdfc equity savings Axis blue chip Sbi gold (just started) Top performers are axis small cap and quant; also running an sip on them Current stocks (1.3L ): Mostly largecap (mostly in red) The rest of the money is either in fds or in the Bank (significant amount) I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well. Considering that please suggest some investment options A few options I had in mind: Us mutual funds Chinese funds Indian infrastructure funds Reits

Mention your total investments (Stocks, MFs, FDs, Cryptos, real-estate, gold etc) and your total net worth (investment assets' current value + hard cash + bank account balance) and also your age. PS: Don't include paper money / ESOPs Mine: 28L in stocks, 5L in cash, 1L in gold (bought it for mom) :P, no crypto Age:28

I'm 22 and new to investing with zero previous financial knowledge. I have built a portfolio from some advive from YT and asking few friends. I would like some advice/suggestions/criticism I have approx 1L that is left after reducing all monthly expenses. I've thought of keeping 5% as spare cash and use the rest for investing. I've come up with a split: FD/RD: ~14% SGB: ~17% MF: ~39% (~9% small cap index,15% flexi cap, 15% nifty index) Direct stocks: ~15% Crypto: ~10% Thought Process: I divided my portfolio into 3 parts based on goals/plans, part one was retirement/safety with minimal risks, part two was for moderate growth with controlled risks ,part three was for taking risks. Each lf these parts were a seperate portfolio and I took the weighted average of these 3 to create my final one. Idk what stocks or what crypto I'm going to invest in. I've assumed the stocks to be a little riskier than MF and yielding more possible returns and crypto to be basically a lottery(I'd put a thought/research in what I'm putting money into).

Is this over diversification? Age:22 Nifty50 ETF: 20% Sensex ETF: 20% Nasdaq: 20% Nifty Next 50: 20% Nifty 50 EQL W: 10% Small Cap Fund: 10% Emergency fund, gold and bonds are separate, please suggest a better approach.

Okay, this post is not for any comparison but genuinely want to get insight on where do i stand in terms of saving among the corporate employees. I will go first. Age :28 NW : 65L