Personal Finance Community

by ShinyDoc11

2 years ago

What is your net worth (Mega 🧵)

Mention your total investments (Stocks, MFs, FDs, Cryptos, real-estate, gold etc) and your total net worth (investment assets' current value + hard cash + bank account balance) and also your age. PS: Don't include paper money / ESOPs Mine: 28L in stocks, 5L in cash, 1L in gold (bought it for mom) :P, no crypto Age:28

Thakkali

Open

2 years ago

Age 26 Net: INR 15,000 0 stocks 0 MF 0 Crypto 6,000 in maintenance fees In an HDFC account that i didn't close How the tf y'all have so much money ? What jobs are you working? Pls tell me.

TheAccidentist

Thoucentric

2 years ago

Soon to be 26. Working for 2 years. Wondering the same thing, I have a saving of 20k around. What are these guys doing that I’m missing 🫤

TechnoRanch

Stealth

2 years ago

Lol! thought this page is some elite matrimonial site.

AchStroke20

Stealth

2 years ago

Net worth ~3.6cr 95L savings account, 50L FD, 10L Ppf 5L MF, 0 stocks, 2cr crypto. Age 25

CloudBoy

Amazon

2 years ago

How tf you've so much NW at 25 YoE?

MadHermit28

Deloitte

2 years ago

craziest allocation I have seen on this thread

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Indusplateau

Stealth

2 years ago

30 old 7L mutual funds 4L PPF + EPF + NPS 2L cash 2L crypto(RIP) 50L loan ( first house outside my what my parents home) so negative networth Curious to know other views if mutual funds will become scam if currency as a concept goes away.

DoneDone

Visa

2 years ago

Why do you think "currency as a concept will go away?"

Indusplateau

Stealth

2 years ago

Read the concept of abundance. If energy, food, lifespan, robotic, AI, advance at the exponential rate then there a chance that we enter a era where currency will take different turn

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FloofyPet

Google

2 years ago

47yo, 25 yoe (so older generation) 1.5 cr house 3 cr (Bank + mf + stocks) 20L car Made money slowly, didn't spend anywhere crazy.

AsatyaNutella

Microsoft

2 years ago

Total net worth - 80L Stocks - 6L MSFT, 10L Indian Stocks EPF - 9L PPF - 3.5L NPS - 1.2L Mutual Fund - 17L Crypto - 1.6L Cash - 27L FD - 5L Own a 15L+ car as well Age - 31Y

Sensei

Bills to pay

2 years ago

minus 1.2 lakh 😂

Cfactorial

ITC Ltd

2 years ago

29 yo MF - 15L Stocks - 11L FD - 6L Gold - 1L Crypto - 50k Cash - 3L

WingardiumLeviosa

Stealth

2 years ago

Age: 26 ₹3.23L/Bank ₹2.45L/Equity ₹2.02L/MF Total: ₹7.7L From Tier-III college. Only started working ~1y 6mo back.

Blackurrant05

Siemens

2 years ago

11 Lakhs in MF (Equities) 3.6 Lakhs in NPS 3.4 Lakhs in PPF 1 Lakh in EPF I am 35. Feels pathetic that I earn peanuts but very proud of myself that I have re-started my career 5 years back after a 5 year unemployment period.

Lazy

Freelancer

2 years ago

~60L stocks/equity funds ~25L debt funds ~8L cash ~1L crypto (loss of over 70%) Age: 28

Kunaguerooo123

Stealth

2 years ago

Damn

ByavarsiNo1

Stealth

2 years ago

Lol, is even a single comment here true? Maybe only @thakkali.

DreamEater

Theranos

2 years ago

God , seeing this was such a relief. I was in anguish 😨 when people wrote having millions in stock(equity+MF)

UnluckyLeg1

Disney+ Hotstar

2 years ago

Age: 29 ~45L in equity MF (35% profit) ~20L in stocks (60% profit) ~2L in debt bonds (7-8% return) ~1L in cash ~ 7L in PPF

bluezappa

Bank of Nova Scotia

2 years ago

31. Still in the negatives, hopefully will be close to zero this year. Still don't own a house, so that's going to be a decision in next 3 years.

iwanttobepilot

Freelancer

2 years ago

Rooting for you man :)

IseeDarknessInLight

Tao

2 years ago

Bhai

Kabuta

Stealth

2 years ago

23 as margin for options 17 as Mutual Funds 14 as stock market equities 8 odd as FD 1 in agh 5yoe About to bug 1st flat and some crypto

Jackietrader

Google

2 years ago

36L 18 stock & mutual funds 4 in F&O 2 gold 6 crypto (RIP) 6 Liquid.

Jackietrader

Google

2 years ago

I don't count company issued stock since I have no hope of it becoming liquid

Kabuta

Stealth

2 years ago

A fellow FNO trader at the company! Would love to chat and trade strategies

ProteinPancakes

Stealth

2 years ago

Started investing in 2021 May: Age: 27 Mutual Funds: 10L Stocks: 6L Crypto: 1L (amount invested) EPF: 1.5L Bank Liquidity: 3L

NovelWage38

Stealth

2 years ago

26 +5.5L mf+stocks +16.5L ppf+epf+nps +5L cash -25L home loan

DreamEater

Theranos

2 years ago

Last time I interviewed with Servian, they only offered me peanuts inspite of aceing their interview 😶. What did you do differently with them?

NovelWage38

Stealth

2 years ago

Apologies the ppf amount can be misleading. It is not completely contributed by me(father helped me initially). I started saving and investing early. But coming to the question I had other offers so they obliged. Still it is not as huge as you’re expecting it to be it.

AjDaruBhaiPilayega

TCS

2 years ago

Got a huge hit of depression looking at these comments

sid

Stealth

2 years ago

~ 75L ~ 15L in cash ~ 50L in stocks ~ 10L crypto not including esops from previous startup where i worked (pre-series A, a few crores) i’ll turn 21 this month.

DrProduct

Amazon

2 years ago

Total net-worth 65 lacs 38 lacs in stock 10 lacs in crypto (this used to be much more) Rest is all cash I own no property, no cars, no furniture

DrProduct

Amazon

2 years ago

5 YOE

HugeCougar36

Stealth

2 years ago

I'm assuming that most of your stock portfolio has Amazon stocks. If not, how did you build this?

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by LinuxMint

Stealth

8 months ago

Reached 1M USD networth in India 🇮🇳

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth) 46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi. So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next. This chart was made by our Wealth Manager. Rough Net Worth Breakdown: 1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr EPF: 75L NPS: 35L 2. Savings Account and Fixed Deposits: 20 L Savings Account: 12L Fixed Deposits: 8L 3. Mutual Funds (MFs): 3.8 Cr (Breakup Below) Index Funds: 25% Mid Cap: 15% Contra: 10% Small Cap: 20% Flexi Cap: 30% 4. Fixed Income: 1.3Cr FDs: 50L (Spread in segments of 5L across 10 banks) NCD/Bonds: 80L 5. SGB (Gold): 80L 6. Crypto: 46L Bitcoin: 35L Solana: 6L XRP: 3L other cryptos: <1L International Investments: 1.49Cr QQQ: 30L NVDA: 32L AAPL: 28L AMZN: 33L GOOGL: 26L We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family). Please share your financial journey and any advice, we look forward to reading your comments.